There was a period in Nigeria when you could use your Nigerian debit card to make purchases totaling up to $15,000 a month. Other than shopping, there was nothing else you needed to worry about once you got the money. Your MasterCard, Visa, or Verve debit card started to feel important on a global scale.
Nigerian debit cards are now having problems with purchases as little as iTunes music subscriptions as well as online retailers like ASOS and web hosting services.
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Every Apple music consumer is a little anxious since it will soon be too late to renew their plans. There cannot be a circumstance that is more aggravating, especially if you have the money to pay the payment.
Why Are Nigerian Debit Cards Incompatible With Apple iTunes Music?
You may believe that the issue is specific to your bank or account, but it is actually widespread. At least once in the past two years, every ordinary Nigerian in the nation experienced trouble renewing their membership.
Since July 2020, there have been considerable limitations on foreign exchange transactions made by banks in Nigeria. Zenith Bank decreased the monthly spending cap on cards issued to Nigerians to $200, and Sterling Bank decreased it from $500 to $100. The banks claim that CBN issued this directive. Due to the decline in our oil prices, they were having trouble getting enough dollars. Also, they stopped providing foreign currency to Bureau De Change after all international flights were canceled worldwide to halt the deadly coronavirus from spreading. They chose this course of action because they had expected that if we went that route, there may be some issues with the foreign settlement.
Yet, both at home and abroad, this hurt Nigerian cardholders. They believed the worst had occurred until 2022 since their local card had little international value.
What took place in 2022?
In the first quarter of 2022, CBN issued a further memo announcing yet another decrease in the monthly spending cap for debit cards used in Nigeria. depending on our bank, as low as $50 and $20 right now. They said that there was a paucity of dollars and that energy prices had gone up internationally. We are where we are right now because of this.
How This Affects The Apple Music Musicians
It is impossible to overstate the stress and annoyance experienced by apple users. Yet we also need to think about the opposite side of the coin. which musicians use the Platform to release and distribute their music. What are their thoughts on this?
They are also impacted by these limitations. Others might add even more. You must pay particular costs to distribute and publish your work on major worldwide platforms like Apple Music after the laborious process of writing and creating. Every artist anticipates a return on their principal source of income (ROI). What happens when their Nigerian fan base's debit cards prevent them from purchasing or streaming their music?
The Nigerian entertainment sector is dominating the globe and was projected to reach a staggering $17.5 million in revenue by the end of 2023. If this problem continues, then this figure is quite improbable.
There are other options you may use in the interim to maintain your membership in Nigeria.
Nigerian Apple Music Payment Alternatives: The Answer
1. Open a domiciliary account. You can request a dollar card and then fill your account if you have a USD account with a Nigerian bank. You would be exchanging currencies while making payments in this manner. Each bank has its own standards for this, but generally speaking, you need references and meet a few additional criteria.
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2. Use Apple Gift Cards to Make Payment: Using an Apple Gift Card has had to be among the simplest ways to continue your monthly membership. Using your apple ID, you may use the gift card to make purchases, and your balance will be automatically deducted.
Use a virtual card: Several fintech tools, such as Payday, Chipper, etc. Provide prepaid virtual dollar cards that may be used to make purchases on Apple.
Where to Get Apple Gift Cards for Apple Music
You can purchase more than 14,000 local and foreign gift cards, including Apple gift cards, on unic_xchange in Nigeria. You may get an apple gift card for any of the over 100 countries that are offered, so you can choose to purchase an apple gift card for the United States or Nigeria.
You may want to buy an Apple gift card and sign up with Unic_xchange. This way, you won't have to worry about how to pay for Apple Music in Nigeria or which credit card is accepted there.
We can all agree that the earlier approach was considerably simpler than this one. Yet anytime we encounter obstacles, we must either find a solution to them or quit. Hopefully, everything will soon return to normal.
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